XIN Mortgage
Updated 12 September 2026 · Website and enquiry terms
XIN Mortgage Pty Ltd · ABN 52 603 640 786. Credit Representative 474498 of Yellow Brick Road Aggregation Pty Ltd (Vow Financial), Australian Credit Licence 390261. These terms explain use of the websites, landing pages and quizzes that link to this page. They cover our online enquiry experience for commercial, business, development, asset and property-finance enquiries.
Any later broker engagement, credit proposal, finance application or loan has its own disclosures and terms. Completing a quiz does not sign a loan contract, appoint us on paid engagement terms or commit you to proceed.
The material here is general information. It does not take account of all your objectives, financial situation or needs. Quiz answers, indicative matches and calculators provide a starting point for a conversation; they are not personal financial, legal or tax advice, an offer of credit, or an approval.
A suitable finance option can only be considered after reviewing the relevant circumstances and requirements. Lenders make their own decisions. Rates, fees, lender policies, product availability and processing times may change. An example or testimonial is not a guarantee of the same result for you.
Finance is subject to lender criteria, verification, assessment and applicable terms. Fees and charges may apply. An advertised free enquiry or initial discussion does not mean the finance itself is free. Any applicable broker fee and engagement terms should be explained before you agree to proceed.
A brokerage award, ranking or lender-panel size is not a prediction of your outcome. Commercial deals, private finance and SMSF borrowing require individual assessment and, where relevant, independent legal, tax and investment advice.
Give accurate information to the best of your knowledge and tell us if it changes. Only provide another person’s details with authority to do so. Do not submit passwords, banking credentials, tax file numbers or identity documents through a general enquiry quiz.
Submitting an enquiry asks us to contact you about that enquiry using the details you provide. It is not blanket permission for unrelated marketing or a credit-report request. Read our Privacy Policy for information handling and contact preferences.
You may use the site to learn about our services and make a lawful enquiry. Do not impersonate someone, submit misleading or abusive material, interfere with site security or attempt to access another person’s information.
Website content, branding and images belong to their respective owners or are used under licence. You may keep information for your own reference and use it as permitted by law. Reuse for commercial publication may require the relevant owner’s permission. Links to third-party sites do not make us responsible for their services or their privacy practices.
We aim to keep the site useful and accurate, but it may contain errors or be interrupted. Please contact us to check information that matters to your decision or to report a problem.
Nothing in these terms excludes, restricts or modifies a consumer guarantee, remedy or other right that cannot lawfully be excluded, including applicable rights under Australian consumer and financial-services laws. These terms do not limit a right to make a complaint to a regulator or an eligible external dispute-resolution scheme.
Email: clientservice@xin.com.au. Phone: 1800 896 817. Address: Suite 502, 80 Mount Street, North Sydney NSW 2060. Contact us with questions or complaints about the website or your enquiry. Privacy complaints and access requests are explained in our Privacy Policy.
The date at the top identifies this version. Changes apply to future website use; they do not retrospectively change a separate agreement or consent you have already given. Keep a copy if you wish.
For other services and systems, see XIN Mortgage’s published website/service terms and the terms supplied when you engage those services.
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